CENTER FOR SILVER
Interactive silver planner

Make every assumption visible.

Model the arithmetic of a physical silver purchase, then compare three exit-price scenarios. All amounts use one selected currency; no exchange conversion or live prices.

01 / Set the assumptions

Build a silver scenario.

Defaults are illustrative, not market quotations or provider tariffs.

Results update as you edit. Purchase tax is applied to metal value plus premium; shipping tax is excluded. All fees are assumptions you supply.

02 / See the total

Modelled ownership cost

Metal value
Purchase premium
Purchase tax
Shipping / one-off fees
Initial outlay
Modelled storage
Break-even exit spot / oz

Exit spot scenarios

Spot changeSale proceedsNet result

Net result = resale proceeds less modelled ownership cost. No tax on gains or losses included.

Transparent method.

Fine troy ounces = gross quantity × unit conversion × purity. Metal value = fine ounces × assumed spot price. Initial outlay adds the premium, purchase tax and shipping.

Storage = initial metal value × annual storage rate × years. This uses a fixed initial value and simple accrual. Actual providers can charge minimum fees, variable daily valuations and different billing schedules.

Resale proceeds = fine ounces × scenario spot price × (1 − resale discount). Break-even exit spot = total cost ÷ [fine ounces × (1 − resale discount)].

Excluded: financing, capital gains tax, storage minimums, currency changes and product-specific charges. Scenarios are mechanical comparisons, not probabilities or price forecasts. Inputs remain in this browser and are not stored by the site.